Guardian: Humans are generally very risk-averse. We buy insurance to protect our investments in homes and cars. For those of us who don’t have universal health care, most purchase health insurance. We don’t like taking the chance – however remote – that we could be left unprepared in the event that something bad happens to our homes, cars, or health.
Climate change seems to be a major exception to this rule. Managing the risks posed by climate change is not a high priority for the public as a whole, despite…

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