Washington Post: At her cozy house by the river, Julie Faella spoke as though a monster lurks nearby. It rises under a tidal moon, she said, or when the winds howl, or when rains crash down. She’s seen it with her own eyes. It crept under the front door of one house she owned when Hurricane Isabel whipped the Lafayette River into a frenzy in 2003, and invaded a second house three years later when a nor’easter churned the waters for days. “Your home isn’t destroyed once. It’s destroyed twice,” said Faella, who tore…